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In the mind of a buyer…
In the mind of a buyer…

There was a great house on tour today: 748 Elm in El Cerrito. 6 bedrooms, 3 baths, partially updated, nice neighborhood, 2100+ square feet, $645,000. So WHY is it still on the market? It has been on for quite some time and has seen numerous price reductions. I spoke with the agent today to get a glimpse into what he [...]
The nitty gritty on the short sale
The nitty gritty on the short sale

Short sales. No, they aren’t sales that close quicker than the standard 30 days (by Bay Area standards). In a nutshell, a short sale is when the amount the borrower owes in loans is higher than what the property would sell for. Many lenders will allow the property to be sold for less than the amount owed on a mortgage [...]
Weekly Interest Rate Overview

Current Indices For Adjustable Rate Mortgages Updated November 13, 2009 Daily Value Monthly Value 6-month Treasury Security 0.16% 0.16% 1-year Treasury Security 0.32% 0.37% 3-year Treasury Security 1.36% 1.46% 5-year Treasury Security 2.28% 2.33% 10-year Treasury Security 3.45% 3.39% 12-month LIBOR 1.234% (Oct) 12-month MTA 0.544% (Oct) 11th District Cost of Funds 1.272% (Sept) Prime Rate 3.25% (Dec) Looking for [...]
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